With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Most of our clients will see changes on their credit report within the first 45 days or so, and then they see more results following each cycle that we send. However, there have been a few clients who had very few changes for 4 or 5 months, and all of the sudden there were changes. Please keep in mind, however, that credit repair is a process that requires time, patience, and maximum effort. Some accounts took many, many rounds. We call this the TMF (Too Much Factor) method, where over time our challenges cost the bureaus too much money, too much time, and we have presented too much evidence, and they eventually remove the challenged account. Our advice: Don’t Quit! You will be successful in the long run

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to see 70% improvements on their credit report.

We will guide you through the process from start to finish. We have a superb knowledge of credit and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you with information on your report.

We have different packages that are tailored to the needs of all clients. For a breakdown of costs, please review our prices listed under each service.

Yes, credit repair is legal and our staff will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Our job is to prepare documents that uses this law to help you get results for information reporting inaccurately.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than seven years. This holds true except in very rare circumstances.

We will treat you like family! We will guide you through the process from start to finish and prepare all your documents for you. You will be updated on your progress monthly and you will also be able to track your progress in your Client Web Portal 24/7.